I’ve always trusted my insurance company, which I’ll call TRICKY DICK in this article, to do the right thing. After all, I’ve been a client of theirs for almost 20 years. They’ve benefited from my growth in assets and I now have auto insurance, homeowner’s insurance, valuable personal property insurance and an umbrella policy with them. Furthermore, I’ve got a relatively large chunk of change in CDs deposited with them as well.
I had a unwelcomed change in my credit card the other day and had to call Tricky Dick to cancel my existing card on file and add a new one. Imagine my surprise when looking over my previous statement that they were billing me 45% more a month in premiums! What the hell, I thought to myself. Clearly there must be a mistake. Oh how wrong I was.
HOW I GOT SCAMMED
Tricky Dick sent out a mandatory home inspector to my house last December to make sure my re-building costs were still the same. I don’t know what the rule is, but supposedly after so many years, a home inspection is mandated by law, or so a letter from Tricky Dick said. Uh huh The inspector noted the amenities in my house and calculated the square footage. Apparently, the home inspector and Tricky Dick now believe I live in a mini-mansion with a livable square footage estimate 50% higher! WTF guys!
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